Sometimes we fail to save enough money for an emergency or any other reason. This sudden cash requirement can be managed through personal loan. Almost all the banks in our country is offering personal loan. But the eligility criteria is not same for all the banks. Basically you can take a loan for your upcoming wedding , purchasing a gadget or even in case of any emergency medical need. The loan procedure was very tedious and required a lot of paper work. But now the method of taking personal loan is quite simple. Even some of the banks offeri…
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Many of us intend to apply for a loan, even though we have some knowledge of banking don't know anything about CIB report and how can it be used as the main source for decision making in the lending operation of the bank and other financial institution. In developed countries, financial institutions use a variety of methods to justify the creditworthiness of the loan applicant. But, in the countries where lending operations are not standard it is really hard for the analyst to find out the creditworthiness. Keeping this in consideration B…